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New! FREE Credit Seminar!

122914-secondhome-02Want to build or restore your credit so you can purchase a home? Then you’ll want to attend this special (and FREE) Credit Seminar on November 10th at 6:30 pm!

Here is what you’ll learn:

• Introduction to credit
• Credit scoring
• Components of a credit score
• Tips for increasing your score
• Best practices for reviewing your credit, resources and advice.
• Q & A

REGISTER HERE for this event. Space is limited! Download Flyer here.

davidjohnsonOur Guest speaker is Credit Expert, David Johnson of Credit Plus, Inc.

David has been developing and implementing credit education and fraud prevention programs to members of the mortgage industry for over 15 years. His expert knowledge of the Fair Credit Reporting Act, identity theft, credit fraud and credit scoring (including how data is reported by the three national repositories) has been invaluable to the many banks, credit unions, mortgage companies, and consumer groups that he has helped.

David is a Senior Account Executive for Credit Plus, Inc., a national credit reporting agency, and has an MBA from George Mason University. He has served as an expert witness in the areas of credit reporting, credit scoring, and identity theft throughout Northern Virginia.

Below is a partial listing of David’s clients that he has provided the above credit related services for:

  • Southern Trust Mortgage
  • Federal Housing Administration
  • US Dept of HUD
  • Fredericksburg Association of Realtors
  • Union Mortgage Group (Union First Market Bank)
  • C& F Mortgage Corp (C & F Bank)
  • 1st Portfolio Wealth Advisors (1st Portfolio Lending)

Our Sponsors are:

jeffgayJeff Gay, Branch Manager
Southern Trust Mortgage
NMLS#455860
Office 410-505-4546

And REALTORS®
Kimberly Bean & Amy Eastburn-Gallo
Southern Maryland Home Connection
EXIT Landmark Realty
301-887-5222